Access Bank Transfer Code 2022: How to Activate

Access bank is not left out on the mobile banking/USSD service. The Access bank transfer code works like any other bank USSD service in Nigeria. It allows all the account holders to perform transactions with their phones.

The innovation is a good one as it allows you to perform certain transactions or inquiry services in your comfort zone. That means you don’t need to visit the ATM or stay in that long queue in the bank.

As a 21st century bank, it is simple to send money from Access Bank to another bank in Nigeria. In this article, I will explain how to use the Access bank USSD code to transfer money to other banks in Nigeria, buy Airtime, and check your account balance.

Access Bank Review

Access Bank is one of the largest Banks in Nigeria in terms of the number of branches, assets, loans,s and physical offices. Recently they gained Diamond bank in one of the largest mergers in Nigeria. Access bank is a full-service commercial bank operating through a network of over 600 branches and service outlets, spanning three continents, 12 countries, and 36 million customers.

Features Of Access Bank Codes

Apart from sending money, there are many other things you can do with the Access bank code. Here are some of them:

  • Transfer money from Access bank to Access bank and from Access bank to another bank in Nigeria.
  • Buy Airtime
  • Check Balance
  • Pay utility Bills
  • Check bank statement
  • Check account number
  • Pay Merchants

Requirements to activate Access bank USSD code

They are things needed from you before you and steps to follow before one can start using Access bank USSD code for transactions or inquiry services.

  1. Your phone number must by linked to an account.
  2. ATM card.
  3. Netwok.

How To Activate Access Bank Transfer Code

Dial *901#, enter your account details as required. Make sure your ATM card is available when the code is dialed. You will be asked to enter for last four digits and last 6 digits of your ATM card.

  • If you want to transfer money to other Access bank accounts. Dial *901*1*AMOUNT*NUBAN Account Number#. The service attracts ₦20 charge.
  • To transfer from Access bank to other banks aside access bank: Dial *901*2*AMOUNT*NUBAN Account Number#. The service attracts ₦50 + ₦2.50 (VAT) charges.

Access Bank Codes

Airtime for self:*901*Amount#
Airtime for others:*901*Amount*Phone Number#
Account Opening:*901*0#
Data Purchase:*901*8#
Balance Enquiry:*901*5#
Fund Transfer to Access Bank:*901*1*Amount*Account Number#
Fund Transfer to Other Banks:*901*2*Amount*Account Number#
Merchant Payment:*901*3*Amount*Merchant Code#
Bill Payment:*901*3#
OTP Generation:*901*4*1#

What Are The Charges For Each Feature On This Platform?

Airtime for othersFree
Account OpeningFree
Data PurchaseFree
Balance EnquiryFree
Fund Transfer to Access BankFree
Fund Transfer to Other BanksN80+N4.00(VAT)
Merchant PaymentFree
Bill PaymentFree
OTP GenerationFree

Access bank recharge code

The USSD code has made it easy to recharge your phone from your account. You don’t need to walk down to the market or street all the time just to purchase a recharge card PIN. You can actually use your phone to buy airtime, it’s fast and secure.

You can also use the code to recharge a third party. This service is totally free, this implies that no charge is involved.

  • To buy airtime to registered phone number with access bank ( phone number used to open Access bank account) *901*amount#, example: *901*200#.
  • If you want to recharge unregistered phone number ( phone number not used to open Access bank account) with your registered phone number dial *901*amount*phone number# example: *901*200*08104128059#

They do not restrict this service to a telecommunication network. It is available for GLO, MTN, Airtel, and 9mobile subscribers. Enjoy Access bank code for mobile banking.

How To Use Access Bank USSD Code To Pay Bills

With mobile banking, you can easily pay utility bills directly from your access bank account. You can pay for your Favorite Tv networks and services like Dstv, Swift, Smile, and more.

  • To enjoy the service dial *901*3# and follow the instructions that appear on the screen.

How to send money with Access bank Transfer code

Simply Dial *901*1*Amount*Account Number# from your mobile phone and authenticate with the last 4-digits of your BVN.

To transfer money from Access Bank to other Banks in Nigeria, simply Dial *901*2*Amount*Account Number# from your phone. You will be charged N84 which includes an N4 VAT.

READ MORE: How To Use The FCMB Transfer Code

READ MORE: How to Activate Polaris Bank Transfer Code 2021


This article has shown you how to use the Access bank transfer code for transactions and inquiry services. What do you have to say?

Leave a Comment