Cash app payment completed but not received: Here’s the fix

There are some factors that could result to Cash App payment completed but not received, and in this article we will discover this issues and how to solve them.

Some factors that could result to Cash App payment completed but not received are Server down time, Unstable internet connection, Detected fraud, Spam, insufficient funds, exceeding daily limit, expired card, typographical error and so on. 

Cash App payment shows completed but marks pending

Although Cash App is designed in such a way that it can easily send and receive payment without issues, but sometimes the reverse is the case.

Although having a pending payment error doesn’t necessarily mean the transaction hasn’t been initiated, it has but have been marked ” Pending” because of some reasons.

This could sometimes be because of poor signal, server break down, exceeded limit, using an outdated app version, or an expired credit card and debit card, detected fraud, etc.

This pending payment is typically common to every Cash App user, although the reasons may vary from users.

Why Cash App payment completed but not received

As stated before, there are some few factors that might result to Cash App payment completed but payment still pending.

Ranging from expired card, detected fraud, spam, typo error, insufficient funds, poor network connection and so on.

However, in this article am going to listing them Down and giving the solution to it, so sit thigh and flip through the pages of this guide.

  • Outdated app version

Running an outdated app version of Cash App might make it impossible or hard for them to access the app.

This will cause a hectic delay in receiving your fund after payment has been completed.

To avoid this, it is advisable to run an up-to-date version of the app as required by the platform.

  • Insufficient funds

Most users make some sort of mistake when making transaction, this in turn could cause a pending payment.

It is advisable to always recheck the amount you wish to transact, because if you fill in a greater amount while transacting, cash app will automatically leave your payment hanging till you have sufficient funds.

To avoid this, make sure to always recheck your cash app balance and transact lesser or an accurate amount on the Cash App balance.

  • Poor Network Connection

Being an internet dependant platform, Cash App needs a stable internet connection while making transaction.

 Transacting in a poor Network Connectivity environment could cause “pending payment’

We advise you reach out for a more network stable environment before transaction, probably a high elevation ground like a staircase or a hilltop.

  • Server Break Down

Sometimes, the pending payment error may be entirely a server break down issue.

This actually means that the error isn’t coming from you, it could be a server break down from the connected Bank account or cash app web.

However, if you find out that the error is as a result of server break down, you have no option than to wait for the issue to be resolved.

  • Exceeded Payment Limit

Performing transaction when you have reached the daily limit is one factor that could cause “pending payment” error, and leaving your transaction hanging till the next day. 

However, you can restrict Cash App from allowing you perform transaction when you have actually reached your limits. To do this, you will have to verify your account with your full identity information which includes your Name, Date of Birth and the last four digits of your SSN Number.

Cash App can only allow you to send a maximum amount of $250 per week and a maximum of $1000 in a month till your account is verified.

  • Typographical Error

If they are typographical error in your ID and other information, then payment is bound to fail or remain pending till it is corrected.

Make sure to always recheck your information after filling them just to be sure there are no typo graphical errors.

  • Expired Credit or Debit Card

Debit Card and credit card often last for like 2 to 3 years, and the expiration dates are always written on the back of any card.

Using an expired credit or debit card while filling in your transaction forms would automatically leave the transaction pending till you have used an updated card.

To avoid this, always use an updated credit or debit card.

  • Unknown Sender

Receiving funds from an unknown sender could endanger your Cash App account, and to avoid this cash app always leaves this type of transactions pending till you have reviewed and accepted them.

Since it’s a financial institution, Cash App would go extra miles to protect its users interest, that’s why such transaction are always left pending.

  • Detected fraud and spam

Once an account is Marked as spam or fraud, cash app limits its transaction history.

If a marked account tries to send you funds, Cash App automatically blocks the payment.

Reasons completed Cash App payment may not be received

They are basically two methods of depositing funds in Cash App, they include 

1:Standard  Deposit

2:Instant Deposit.

While Standard Deposits are free and takes few working days before receiving the funds, instant deposite charges 1.5% on every deposit and automatically instant.

So if you chose standard deposit during transaction you may see “Pending Payment” marked and this means it will take some few days before arriving in your bank account.

  •  Cashing out on weekends

Cashing out your Cash App funds on weekends or public holidays means your funds may take a few days before it arrives since Banks don’t work on such days.

  • Bank Server Break Down

If there are bank server break down, then your cash out may take a few days to arrive even if it was sent on business days and no matter the payment deposit method.

Although the server break down issue might take just few minutes or hour to be resolved and sometimes it can take days.

However, if you are not sure whether it is a bank server error, you can check on your bank by contacting their customer support services on Twitter. Or checking on “DownDetector”

  • Cash App Server Down

And if it feels like Cash App isn’t responding, you can check their server status on “DownDetector” or contact them via their page on Twitter @Cashappsupport.

What to do when cash app payment completed but not received

  • Contact Cash App Customer support

After your payment have been completed and marked pending,it should take at least 2-3 working days or more.

However, if you feel it’s taking too long to show up in your bank, you should contact their customer support services @Cashappsupport on Twitter

  • Be Patient

When your cash app payment is completed but still haven’t showed up in your bank, then being patient is required.

As cash app is more likely to resolve the issue sooner than expected.however if you think extra step is needed you can contact Cash app customer service.

READ MORE: How to Stop Someone from Sending You Money on Cash App

READ MORE: How to Stop Recurring Payments on the Cash App Card


Now you have seen the reasons there could be a pending payment error after Cash App payment has been completed.

And we have also provided some possible solutions that would definitely work out for you in this article. I guess by now you should have known how to resolve the issue.

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