How to transfer money with Heritage Bank transfer code 2022

The Heritage bank transfer code has made it easy for all the Heritage bank customers to carry out all the basic transactions without visiting the bank or ATM machine. The Heritage bank USSD code has lessened the stress of going to the bank and stand in a queue. With the Heritage bank code, you can buy airtime, subscribe to your decoder, transfer money, and pay bills.

The code works on all kinds of devices. Even if you are using the old modern Nokia torchlight or the latest iPhone, all you need is a network and then dial the code. Guess what? This service doesn’t need an internet connection to work. You can transact at your comfort and the banking service is available 247 hours.

Did you know that the USSD code is faster and reduces stress compared to going to the bank to carry out some basic transactions?

NOTE: The awesome service is available to all Heritage bank account holders. Also, you must use the phone number used in opening your Heritage bank account.

Heritage Bank Review

According to Wikipedia, Heritage Bank Plc. (HB PLC), often referred to as Heritage Bank or simply HB is a financial services institution. It is one of the commercial banks licensed by the Central Bank of Nigeria, the country’s banking regulator, with a national operating license, that offers retail banking, corporate banking, online/internet banking, investment banking, and asset management services; its head office is at 292B Ajose Adeogun Street, Victoria Island, Lagos, Lagos State, Nigeria.

Requirements to register for the Heritage bank USSD code

There are few things required from you before you can use the USSD code for any transaction.

1. Heritage bank account.
2. Account number or ATM card.
3. Phone number linked to your Heritage bank account.
4. Network.
5. Heritage bank USSD code.

Those are the only things required from you before you can use the USSD code on your phone for any transaction. Do you have them all? then you are good to go.

How To Register For Heritage Bank Mobile Banking: Heritage Bank Transfer Code

The process is fast and simple. As a matter of fact, you can complete the registration in two minutes. Follow the steps below:

1. Simply dial *745*account number*Last six(6) of your card#. For example, *745*2835292312*972456#.
2. Reply with one(1) on the next screen to continue the activation.
3. Choose your card type.
4. Enter the expiry date of your card.
5. Choose the account number you want to use for all transactions.
6. Set up a four digits PIN.
7. Confirm your account number and PIN.
8. Now click on send to complete the
   activation process.

What Do I Do If I Was Unable To Register For Heritage Mobile Banking?

You might encounter an issue while doing the registration but that isn’t a problem. So don’t panic, just visit the nearest Heritage bank and their customer care will assist you further.

How To Send Money Using Heritage Bank Transfer Code

NOTE: Heritage Bank has placed N100, 000 as the limit for daily mobile money transfers. Once your transaction is authorized you will receive a debit alert from heritage bank. Also, Heritage bank has a fee for each transaction, the fee will be deducted once you complete a transaction.

• Simply dial *322*030*ACCOUNTNUMBER*AMOUNT#. For example, *322*030*8361936252*2000#.
• Select the recipient bank and proceed with your transaction.
  Please ensure you confirm if the recipient’s name corresponds with what you have in mind.
• Enter your PIN or the last 4 digits on your ATM MasterCard to confirm your transfer or the mobile transfer pin that you created.

How To Pay Bill With Heritage Bank Mobile Banking

One of the sweetest things about mobile banking is that you can pay bills at your convenience. It is fast and reliable.

For example, you can subscribe to your DSTV, GOTV, StarTimes with a mobile banking service. Follow the instructions below to get started.

For example, to pay for DSTV Dial *322*030*1099*AMOUNT#

How To Buy Airtime With Heritage USSD Code

Do you want to buy talk time for yourself? if yes, the USSD code got you covered. Simply dial *322*030*Amount#. Please make sure you dial the transfer code on the same mobile number you used to register for the Heritage Bank Nigeria account.

The money will be deducted from your Heritage Bank Account and you will receive an SMS notifying you of a successful transaction.

Third-Party Recharge 

 Simply dial *322*030*PHONE NUMBER*AMOUNT# e.g *322*030*07065160758*2000#.

How To Check Heritage Bank Account Balance

Checking your account balance is fast and simple with the help of the USSD code. simply dial *322*030# and follow the screen commands.

Advantages of Using the USSD Banking

Since the invention of the USSD code, most bank transactions have been fast and simple as you don’t have to visit the ATM machine all the time or go to the bank hall and stay in that long queue. If you are not using mobile banking yet, you are really missing a lot.

1. The service is acceptable through all the network providers (9Mobile, Glo, MTN, Airtel) in the country.
2. It is fast and reliable.
3. It is the easiest medium in making fund transfer with a mobile phone.
4. The service is available 24/7.
5. With the USSD code, you can pay bills, buy airtime, subscribe to your decoder, and many more.

READ MORE: How to use FirstBank Transfer Code

Conclusion

Okejiri has taught you how to use the Heritage bank transfer code to carry out the basic bank transactions without visiting the ATM machine or going to the banking hall to stay in that long queue.