How to Scan to Pay with Cash App

One mode of payment that grew popular recently was scanning a QR code to pay for items you purchased in a store. While we were very comfortable with swiping our cards when ready, Covid-19 happened and everything changed, forcing us to live with those ugly codes.

If you’re planning to pay with money from your Cash App account, can you still pay by scanning a code? You can do that. Cash App added a feature for you to scan QR codes and it’s right inside the app on your smartphone, even if you’ve never come across it.

In this article, I’ll show you how to get to the Cash App scanner to scan to pay with Cash App. If you’re planning to receive payments in your store using Cash App, I’ll show you a step-by-step process for setting up everything you need to have customers scan QR codes to pay.

Can You Scan to Pay with Cash App?

While it’s not as evident as it should be, there’s a QR code scanner right inside Cash App that lets you scan QR codes at stores to make payments for goods. The scanner makes use of your device’s camera to read a QR code that’s custom generated for your transaction.

When you point the scanner to a code, it tries to pay for the transaction using funds from your Cash App balance. If you don’t have enough money in your Cash App account, Cash App will try to use money from your linked bank account to fund the transaction.

As you may already expect, for the scan-to-pay feature to work well, Cash App also has to provide an interface for merchants. If you own a store that sells goods to customers, you can download the Square POS app that turns your mobile device into a point-of-sale system to generate QR codes for customers to pay.

If you’re curious, the scan-to-pay feature on Cash App doesn’t only work for QR codes generated with the Cash App POS system. As long as the code satisfies the dictates of the UPI system, you can scan it to pay at any store.

Most POS systems that stores use generate UPI QR codes, making it possible to use Cash App to scan virtually any QR code and make a payment for a service almost instantly. In the following section, I’ll show you how to scan to pay with Cash App before you’ll learn how to generate QR codes with the Cash App POS system in your store.

How to Scan to Pay with Cash App

There are only two requirements for scanning a QR code to pay using Cash App: enough funds in your Cash App balance or bank account and a smartphone. If you have both, you can follow the steps below to scan a QR code to pay for a transaction using Cash App.

  1. Open the Cash App on your smartphone and sign in to your account.
  2. At the top right corner of your screen, tap on the icon of your picture to get to your profile page. If you’ve not updated your profile picture, the icon should be a generic profile icon or egghead.
  3. When you get to your Cash App profile, you’ll see a QR code icon at the top left corner of the screen. Selecting that should instantly bring up the unique QR code that other users can scan to send you money.
  4. From the page, you should see a “scan” button that lets you scan a QR code to pay from your Cash App account. Tapping the button should load up a camera that you can hold over the code to scan it. The entire scanning process should take less than a second, after which you’ll be required to authenticate the transaction.

After authenticating the transaction, you should see a deduction of the exact price of the goods you bought in the store. You can also add a tip from the attendant’s screen, which may require you to have physical contact with it anyway.

How to Offer Scan to Pay with Cash App

If you own a store or offer a service that requires you to accept payments from customers a bit too often, you may want to use something like Cash App’s POS app to simplify the payment procedures. The POS app is free and simple to use, and it only requires a mobile device, as well as an external screen.

When you download the Square POS app, you’ll be able to charge customers using your smartphone like a mini-POS machine without them needing to swipe their cards. When you select Cash App Pay as the payment method, the app only generates a QR code they can scan to make the payment.

To use the Square POS app to charge customers after building a cart, you can enter the price of the items they purchased using the keypad on the app. From the payment methods, select Cash App Pay as the preferred option and you’ll instantly see a QR code on your screen.

Show your screen to the customer and have them scan it using their smartphone. Your screen will ask them if they’ll like to tip, and they can select the amount of the tip. After charging the full price and the tip, confirm the transaction and the full price of their purchase will be charged from the customer’s Cash App balance.

READ MORE: Can You Scan Cash App to Pay at Store?

READ MORE: How to Pay with Cash App in Store without Card


The scan-to-pay feature is very convenient, especially considering it came through for us all during the Covid-19 pandemic. As Cash App won’t be left behind in the innovation, there’s an option to use the scan-to-pay feature from within the Cash App.

In this article, I’ve explained how you can access the almost hidden feature in Cash App. If you’re a merchant trying to accept payments from customers who would rather swipe to pay, I also added a section that might be of help.

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